Illinois Paycheck Calculator
Estimate your 2026 take-home pay in Illinois after federal income tax, Social Security, Medicare and a flat 4.95% state income tax.
Uses 2026 IRS brackets (Rev. Proc. 2025-32), the 2026 Social Security wage base and Illinois's 2026 tax table. Last reviewed October 4, 2026. Sources · Methodology
Illinois income tax in 2026
Illinois has a flat 4.95% state income tax. Illinois has no state standard deduction. A personal exemption of $2,925 per filer ($5,850 for a couple) also reduces taxable income.
| Rate | Single: taxable income over | Married filing jointly: taxable income over |
|---|---|---|
| 4.95% | $0 | $0 |
Rules this estimate applies for Illinois
- The personal exemption is not available when income is above $250,000 (single) or $500,000 (joint).
Take-home pay in Illinois by salary
| Salary | Federal tax | FICA | IL tax | Take-home / year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $2,707 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $3,964 |
| $80,000 | $8,770 | $6,120 | $3,815 | $61,295 | $5,108 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $6,198 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $8,876 |
Other taxes and paycheck deductions in Illinois
| Tax | Rate | Rank among states and DC |
|---|---|---|
| State sales tax | 6.25% | — |
| Average local sales tax | 2.71% | — |
| Combined sales tax | 8.96% | 8 of 51 (1 = highest) |
| Effective property tax on owner-occupied homes (2024) | 1.88% | 2 of 51 (1 = highest) |
On a $400,000 home, the effective property tax rate works out to about $7,520 a year. For purchases, try the sales tax calculator; for a home, the mortgage calculator.
Compare Illinois with other states
State income tax and take-home pay on a $75,000 salary for a single filer. In Illinois the figures are $3,568 and $58,025, which ranks 46 of 51 from lowest to highest state income tax.
| State | State income tax | Take-home pay | Difference from Illinois |
|---|---|---|---|
| Indiana | $2,183 | $59,410 | +$1,385 |
| Iowa | $2,198 | $59,394 | +$1,370 |
| Kentucky | $2,507 | $59,085 | +$1,060 |
| Missouri | $2,588 | $59,005 | +$980 |
| Texas | $0 | $61,593 | +$3,568 |
| Florida | $0 | $61,593 | +$3,568 |
Federal taxes on a Illinois paycheck
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) are the same in every state. The 2026 brackets and the full method are on the main paycheck calculator page.
What this estimate leaves out
- Tax credits, itemized deductions, dependents and income other than wages.
- A separate head of household table: Illinois figures use the single table for that status.
State income and sales tax data: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Property tax data: Tax Foundation, Property Taxes by State and County, 2026.
Frequently asked questions
Does Illinois have a state income tax?
Yes. For 2026, Illinois has a flat 4.95% state income tax.
How much is $75,000 after taxes in Illinois?
A single filer earning $75,000 in Illinois keeps about $58,025 a year, or $4,835 a month, after $7,670 federal income tax, $5,738 Social Security and Medicare, and $3,568 Illinois income tax.
How much is $100,000 after taxes in Illinois for a married couple?
A married couple filing jointly with $100,000 of wages keeps about $80,050 a year in Illinois, including $4,660 of state income tax.
How high are property taxes in Illinois?
Homeowners in Illinois pay an effective property tax rate of about 1.88% of home value, which ranks 2 of 51 among states and DC (1 is the highest).
What is the sales tax in Illinois?
The Illinois state sales tax rate is 6.25%. With the average local rate, the combined rate is about 8.96%.
Related guides
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
Sources
- Tax Foundation: state individual income tax rates and brackets, 2026
- Tax Foundation: state and local sales tax rates, 2026
- Tax Foundation, Property Taxes by State and County, 2026
- IRS: tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32)
- Social Security Administration: contribution and benefit base
Last reviewed October 4, 2026. Results are estimates; see our methodology and disclaimer.