Maryland Paycheck Calculator
Estimate your 2026 take-home pay in Maryland after federal income tax, Social Security, Medicare and state income tax from 2% to 6.5%.
Uses 2026 IRS brackets (Rev. Proc. 2025-32), the 2026 Social Security wage base and Maryland's 2026 tax table. Last reviewed October 4, 2026. Sources · Methodology
Maryland income tax in 2026
Maryland has state income tax from 2% to 6.5% across 10 brackets. The state standard deduction is $3,350 for single filers and $6,700 for married couples filing jointly. A personal exemption of $3,200 per filer ($6,400 for a couple) also reduces taxable income.
| Rate | Single: taxable income over | Married filing jointly: taxable income over |
|---|---|---|
| 2% | $0 | $0 |
| 3% | $1,000 | $1,000 |
| 4% | $2,000 | $2,000 |
| 4.75% | $3,000 | $3,000 |
| 5% | $100,000 | $150,000 |
| 5.25% | $125,000 | $175,000 |
| 5.5% | $150,000 | $225,000 |
| 5.75% | $250,000 | $300,000 |
| 6.25% | $500,000 | $600,000 |
| 6.5% | $1,000,000 | $1,200,000 |
Rules this estimate applies for Maryland
- The personal exemption phases out between $100,000 and $150,000 of income (single) or $150,000 and $200,000 (joint). This calculator reduces it evenly across that range.
Some cities, counties or districts in Maryland charge a local income tax. Local taxes are not included in this estimate.
Take-home pay in Maryland by salary
| Salary | Federal tax | FICA | MD tax | Take-home / year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,536 | $32,784 | $2,732 |
| $60,000 | $5,020 | $4,590 | $2,486 | $47,904 | $3,992 |
| $80,000 | $8,770 | $6,120 | $3,436 | $61,674 | $5,139 |
| $100,000 | $13,170 | $7,650 | $4,386 | $74,794 | $6,233 |
| $150,000 | $24,734 | $11,475 | $7,084 | $106,707 | $8,892 |
Other taxes and paycheck deductions in Maryland
| Tax | Rate | Rank among states and DC |
|---|---|---|
| State sales tax | 6% | — |
| Average local sales tax | 0% | — |
| Combined sales tax | 6% | 40 of 51 (1 = highest) |
| Effective property tax on owner-occupied homes (2024) | 0.92% | 21 of 51 (1 = highest) |
On a $400,000 home, the effective property tax rate works out to about $3,680 a year. For purchases, try the sales tax calculator; for a home, the mortgage calculator.
Compare Maryland with other states
State income tax and take-home pay on a $75,000 salary for a single filer. In Maryland the figures are $3,199 and $58,394, which ranks 36 of 51 from lowest to highest state income tax.
| State | State income tax | Take-home pay | Difference from Maryland |
|---|---|---|---|
| Delaware | $3,609 | $57,984 | −$410 |
| Pennsylvania | $2,303 | $59,290 | +$896 |
| Virginia | $3,498 | $58,094 | −$300 |
| West Virginia | $2,680 | $58,912 | +$519 |
| Texas | $0 | $61,593 | +$3,199 |
| Florida | $0 | $61,593 | +$3,199 |
Federal taxes on a Maryland paycheck
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) are the same in every state. The 2026 brackets and the full method are on the main paycheck calculator page.
What this estimate leaves out
- Tax credits, itemized deductions, dependents and income other than wages.
- Local income or payroll taxes charged by some Maryland cities, counties or districts.
- A separate head of household table: Maryland figures use the single table for that status.
State income and sales tax data: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Property tax data: Tax Foundation, Property Taxes by State and County, 2026.
Frequently asked questions
Does Maryland have a state income tax?
Yes. For 2026, Maryland has state income tax from 2% to 6.5%, and some local governments charge their own income tax on top.
How much is $75,000 after taxes in Maryland?
A single filer earning $75,000 in Maryland keeps about $58,394 a year, or $4,866 a month, after $7,670 federal income tax, $5,738 Social Security and Medicare, and $3,199 Maryland income tax.
How much is $100,000 after taxes in Maryland for a married couple?
A married couple filing jointly with $100,000 of wages keeps about $80,635 a year in Maryland, including $4,075 of state income tax.
How high are property taxes in Maryland?
Homeowners in Maryland pay an effective property tax rate of about 0.92% of home value, which ranks 21 of 51 among states and DC (1 is the highest).
What is the sales tax in Maryland?
The Maryland state sales tax rate is 6%. With the average local rate, the combined rate is about 6%.
Related guides
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
Sources
- Tax Foundation: state individual income tax rates and brackets, 2026
- Tax Foundation: state and local sales tax rates, 2026
- Tax Foundation, Property Taxes by State and County, 2026
- IRS: tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32)
- Social Security Administration: contribution and benefit base
Last reviewed October 4, 2026. Results are estimates; see our methodology and disclaimer.