Montana Paycheck Calculator
Estimate your 2026 take-home pay in Montana after federal income tax, Social Security, Medicare and state income tax from 4.7% to 5.65%.
Uses 2026 IRS brackets (Rev. Proc. 2025-32), the 2026 Social Security wage base and Montana's 2026 tax table. Last reviewed October 4, 2026. Sources · Methodology
Montana income tax in 2026
Montana has state income tax from 4.7% to 5.65% across 2 brackets. The state standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly.
| Rate | Single: taxable income over | Married filing jointly: taxable income over |
|---|---|---|
| 4.7% | $0 | $0 |
| 5.65% | $47,500 | $95,000 |
Take-home pay in Montana by salary
| Salary | Federal tax | FICA | MT tax | Take-home / year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,123 | $33,197 | $2,766 |
| $60,000 | $5,020 | $4,590 | $2,063 | $48,327 | $4,027 |
| $80,000 | $8,770 | $6,120 | $3,159 | $61,951 | $5,163 |
| $100,000 | $13,170 | $7,650 | $4,289 | $74,891 | $6,241 |
| $150,000 | $24,734 | $11,475 | $7,114 | $106,677 | $8,890 |
Other taxes and paycheck deductions in Montana
| Tax | Rate | Rank among states and DC |
|---|---|---|
| State sales tax | 0% | — |
| Average local sales tax | 0% | — |
| Combined sales tax | 0% | 49 of 51 (1 = highest) |
| Effective property tax on owner-occupied homes (2024) | 0.61% | 35 of 51 (1 = highest) |
On a $400,000 home, the effective property tax rate works out to about $2,440 a year. For purchases, try the sales tax calculator; for a home, the mortgage calculator.
Compare Montana with other states
State income tax and take-home pay on a $75,000 salary for a single filer. In Montana the figures are $2,877 and $58,716, which ranks 32 of 51 from lowest to highest state income tax.
| State | State income tax | Take-home pay | Difference from Montana |
|---|---|---|---|
| Idaho | $2,867 | $58,726 | +$10 |
| North Dakota | $203 | $61,389 | +$2,673 |
| South Dakota | $0 | $61,593 | +$2,877 |
| Wyoming | $0 | $61,593 | +$2,877 |
| Texas | $0 | $61,593 | +$2,877 |
| Florida | $0 | $61,593 | +$2,877 |
Federal taxes on a Montana paycheck
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) are the same in every state. The 2026 brackets and the full method are on the main paycheck calculator page.
What this estimate leaves out
- Tax credits, itemized deductions, dependents and income other than wages.
- A separate head of household table: Montana figures use the single table for that status.
State income and sales tax data: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Property tax data: Tax Foundation, Property Taxes by State and County, 2026.
Frequently asked questions
Does Montana have a state income tax?
Yes. For 2026, Montana has state income tax from 4.7% to 5.65%.
How much is $75,000 after taxes in Montana?
A single filer earning $75,000 in Montana keeps about $58,716 a year, or $4,893 a month, after $7,670 federal income tax, $5,738 Social Security and Medicare, and $2,877 Montana income tax.
How much is $100,000 after taxes in Montana for a married couple?
A married couple filing jointly with $100,000 of wages keeps about $81,523 a year in Montana, including $3,187 of state income tax.
How high are property taxes in Montana?
Homeowners in Montana pay an effective property tax rate of about 0.61% of home value, which ranks 35 of 51 among states and DC (1 is the highest).
What is the sales tax in Montana?
Montana has no state or local sales tax.
Related guides
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
Sources
- Tax Foundation: state individual income tax rates and brackets, 2026
- Tax Foundation: state and local sales tax rates, 2026
- Tax Foundation, Property Taxes by State and County, 2026
- IRS: tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32)
- Social Security Administration: contribution and benefit base
Last reviewed October 4, 2026. Results are estimates; see our methodology and disclaimer.